A business financing facilities without the requirement of collateral specially designed for micro entrepreneurs who carry out agricultural-based activities including production, processing, services and marketing
To provide financing facility with no collateral and low installment to assist in developing the economy in the rural area only.This financing is specifically for business registered and operated in rural area which is defined under Majlis Pembangunan Luar Bandar (MPLB) only. The business established must be Shariah-compliant.
MCash is a Syariah-compliant cashline facility that is based on the concept of Tawarruq. This facility is offered for working capital requirement and/or combination of other credit facilities acceptable by the Bank.
Muamalat Term Financing-i is a financing facility based on Shariah concept of Tawarruq. This product is designed to cater for the working capital requirement for the business used with the fixed monthly installment.
Invoice Factoring-i is a Shariah-compliant facility allowing businesses to sell its invoices to CapBay to meet businesses’ present and immediate cashflow requirements. With this facility, businesses may get up to 80% of the invoice amount in advance of the invoice’s credit terms.